What parts of British Columbia do you serve?

We are based in the Lower Mainland of BC but have arranged loans on properties all across the province including Vancouver, Island, the Kooteneys, Okanagan and northern BC. We will travel as a face to face meeting with a client is always preferred but it is not necessary as most loans can be arranged completely virtually if necessary.

How do I start?

After someone contacts Fountainhead, a meeting or telephone conversation is arranged so that the Borrower’s need and preferences can be discussed. This can also be done over e-mail if the client prefers. Fountainhead has a standard list of information it requests. A review of this information is undertaken. If necessary, generic discussions with potential lenders may take place to narrow the list of parameters a Borrower can expect for the new loan. This process is non-binding. There is now formal engagement required or any deposit of any kind requested. Fountainhead does NOT take borrower deposits.

A quote in writing is delivered to the Borrower confirming Loan request, guidance on expected interest rates, lender fees, further documentation required if any and the Fee for Fountainhead. If satisfactory or after any amendments needed, the Borrower signs back the Quote to engage Fountainhead to generate a formal Discussion Paper or Term Sheet from a lender or lenders.

Does a Borrower need to give Fountainhead a deposit?

No. Fountainhead does not handle trust funds nor take any deposits from an applicant. Lenders will often reuire a deposit upon the execution of their Term Sheet or Discussion Paper but these are paid to the Lender directly.

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